How Much Do Notaries Make in Mississippi in 2025?

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The notary public profession in Mississippi remains a promising career option with potential for high income in 2025. Whether you’re just getting commissioned, building a part-time side hustle, or managing a full-fledged mobile or loan signing business, Mississippi provides a mix of affordability, opportunity, and versatility for notaries.

With low barriers to entry and a growing demand for notarization services, particularly in the real estate, legal, and healthcare sectors, Mississippi notaries can structure their businesses in various ways to suit their income goals. In this comprehensive guide, we’ll explore average notary earnings in 2025, how to increase your income through specialized services, and real-world strategies for success.

The Value of Notaries in Mississippi

Notaries in Mississippi are commissioned by the Secretary of State to serve as impartial witnesses in document signings. Their primary duty is to deter fraud by verifying the identities of signers, ensuring document accuracy, and maintaining accurate records.

Common notarized documents in Mississippi include:

  • Real estate transfer and closing forms
  • Wills and trusts
  • Power of attorney documents
  • Affidavits
  • Vehicle title transfers
  • School and medical forms

Given the widespread need across multiple sectors, such as banks, law firms, title companies, hospitals, and government, there’s no shortage of demand for qualified notaries in the state.

How Much Are Mississippi Notaries Allowed to Charge?

Mississippi has capped fees for general notarial acts, but allows flexibility for mobile services, printing, and document handling.

Mississippi Notary Fee Chart (2025)

ServiceMaximum Fee
Acknowledgment, Jurat, Oath$5 per notarization
Copy Certification$5 per certified copy
Travel (Mobile Notary)Not state regulated
Loan Signing (NSA Work)Market rate ($75–$150)
Remote Online Notarization (RON)Up to $25 (with approval)

Note: Travel and additional service fees must be agreed upon in advance to remain compliant.

General Notary Work in Mississippi

General notary work includes the most common in-person signings: administering oaths, witnessing acknowledgments, and certifying copies. These acts often take 10–15 minutes and can be performed at home, at the client’s location, or in a public space such as a library or coffee shop.

Average Income from General Notary Work

Let’s say you work part-time and do three appointments a day, each involving two notarizations.

  • $5 x 2 signatures = $10 per client
  • $10 x 3 clients/day = $30
  • $150 per week = $7,500/year (50 weeks)

By bundling multiple documents or adding minimal travel fees, general notaries can easily increase their income. For instance, charging a $10 travel fee per client adds $7,500 annually.

Mobile Notary Income Potential

A mobile notary travels to the client’s location, such as hospitals, homes, jails, retirement communities, or businesses. Mobile notary services are highly valuable, particularly in rural areas or for clients who lack access to transportation.

Typical Mobile Notary Charges

  • Base notarization: $5
  • Travel fee: $20–$50 (depending on distance)
  • After-hours/urgent service: +$25–$40
  • Mileage-based rates (optional): $0.50–$1.00 per mile

Mobile Notary Earnings Table

ScenarioRateAppointments/DayDailyMonthly (20 Days)Annual
General + Local Travel$353$105$2,100$25,200
General + Long Distance Travel$503$150$3,000$36,000
Emergency/Weekend Appointments$752 (weekly)$150/wk$600/mo$7,200
Estimated Total$3,600$43,200

Many full-time mobile notaries in Mississippi offer services outside normal hours, increasing their revenue while keeping competition low.

Loan Signing Agents in Mississippi

Loan Signing Agents (NSAs) are notaries trained to handle mortgage documents and real estate closings. These services command higher rates due to their complexity and the trust involved.

Required Setup

To become a successful NSA, you’ll need:

  • Mississippi notary commission
  • Loan signing certification (optional but preferred)
  • Background screening
  • Laser printer/scanner
  • E&O Insurance ($25k+)

Common Signing Fees

  • Purchase/Refinance package: $100–$125
  • Reverse mortgage: $125–$150
  • Scanbacks or document drop-off: +$15–$30

Realistic Earnings as an NSA

Let’s assume you average 25 loan signings a month at $100 each.

  • $2,500/month = $30,000/year

Ambitious NSAs working with multiple signing services and title companies can book 50+ signings/month, easily exceeding $60,000/year.

Remote Online Notarization (RON) in Mississippi

Mississippi now permits Remote Online Notarization (RON) under strict guidelines. Notaries can use secure platforms to serve clients remotely, making this a great add-on or even full-time business model.

Why RON is Growing in 2025

  • Clients prefer convenience and flexibility
  • Notaries can serve clients statewide
  • No travel time or mileage costs
  • Schedule multiple signings back-to-back

RON Fee Guidelines

  • $10–$25 per session (notarization fee)
  • Additional charge for document handling or witness services
  • Monthly RON platform subscription: $15–$30

Part-Time RON Income Model

  • 3 sessions/day @ $20 = $60/day
  • 20 working days = $1,200/month
  • $14,400/year for part-time effort

Combine this with mobile or NSA work to maximize profit.

Combining Services for Full-Time Income

Notaries who treat their work like a business often combine services for steady income. Here’s how a diversified notary might earn in a month:

ServiceVolumeAvg FeeMonthly Income
General Notary Work30 appts$10$300
Mobile Appointments40 appts$45$1,800
Loan Signings25 appts$100$2,500
RON Sessions20 appts$25$500
Total$5,100
Annual Estimate$61,200

With smart scheduling and marketing, many Mississippi notaries cross the $70K+ annual mark, especially those who offer weekend service and build direct relationships with local lenders or title companies.

Urban vs. Rural Notary Income

Location impacts demand, competition, and what you can charge.

Urban Areas (Jackson, Gulfport, Hattiesburg)

  • Higher client volume
  • More competition (need for marketing)
  • Opportunities to work with law firms, banks, hospitals

Rural Mississippi

  • Fewer notaries = high demand
  • Longer travel = higher fees
  • Ideal for RON and mobile work
  • Less competition for niche services (I-9 verifications, jail visits)

Many successful rural notaries establish long-term relationships with funeral homes, nursing homes, real estate agents, and small-town law offices.

What It Costs to Start a Notary Business in Mississippi

One of the best things about being a notary in Mississippi is the low startup cost.

Required Costs

  • Notary Commission Application: $25
  • Notary Bond (5-year): ~$50–$75
  • Stamp + Journal: ~$40–$60

Optional (but Recommended)

  • E&O Insurance ($25k+): ~$60/year
  • Loan Signing Course: $100–$200
  • Laser Printer/Scanner: $150–$300
  • RON Platform Subscription: $20–$30/month
  • Business Website + Cards: $100–$150

Total investment to launch a professional setup: $250–$800

Smart Strategies to Boost Your Notary Income in Mississippi

Want to go from occasional notary work to a steady stream of income? Try these strategies:

1. Build an Online Presence

  • Google My Business
  • Notary directories (Snapdocs, SigningOrder, NotaryRotary)
  • Simple one-page website

2. Specialize in High-Demand Services

  • I-9 Verification
  • Apostille agent (international document certification)
  • Wedding officiant (allowed in some counties)

3. Offer After-Hours or Weekend Service

  • Fewer notaries available
  • Charge rush or emergency fees
  • Attract professional clients

4. Network Locally

  • Visit real estate offices, law firms, and banks
  • Leave business cards
  • Offer referral bonuses or client loyalty perks

5. Stay Organized

  • Use a notary CRM (e.g., NotaryGadget)
  • Track mileage, expenses, appointments
  • Automate scheduling and reminders

Want to Make More as a Notary in Mississippi?

The notary profession in Mississippi offers something for everyone—from flexible side hustles to six-figure entrepreneurial ventures. In 2025, notaries who diversify their services, leverage technology, and position themselves as professionals are thriving across the state.

Whether you’re just starting or looking to grow, there’s never been a better time to build your notary business.

Want tools, training, and templates to help you grow faster?

Visit Notary Public Association today for free resources, insider strategies, and expert support tailored to Mississippi notaries.

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Disclaimer: All information provided by Notary Public Association is for educational purposes only and is not intended as legal advice. Notary Public Association makes no representations or warranties as to the accuracy, completeness, or applicability of the information provided and assumes no liability for any actions taken in reliance on it. Always consult a licensed attorney or your local commissioning authority for guidance specific to your notary responsibilities and jurisdiction.

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