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Notary Public Association

Frequently Asked Questions

Below is a list of the most frequently asked questions we get about performing notary services. We continuously add to this list as we receive questions or when there are changes to the Notary Procedures.

Getting started & your commission

What is a Notary Public?

A Notary Public is an official appointed by the state government to serve as an impartial witness when important documents are signed. Their primary role is to prevent fraud and ensure the identity of signers.

How do I become a Notary Public in my state?

The process varies by state. In most cases, you'll need to complete an application, sometimes take an approved education course, and purchase a Notary Bond. View your state’s requirements.

What is the difference between a Notary Public and a Loan Signing Agent?

A Notary Public is commissioned by the state to notarize documents. A Loan Signing Agent is a notary who specializes in handling loan and mortgage documents for real estate transactions. Many notaries choose to take additional training to expand into this field.

Do I need to renew my Notary Commission?

Commissions are valid for a set term (usually 4 years, but it varies by state). Renewal requires reapplying, and in some states, retaking training. You can check your state's renewal requirements in our state guides.

Can I notarize documents outside my state?

No. A Notary Public's authority is limited to the state in which they are commissioned. However, within your state you may typically notarize anywhere (county, city, or town).

Do I need to take an exam to become a Notary?

Some states require an exam (such as California, New York, and Colorado), while others do not. Make sure to check your state's requirements. View your state’s requirements.

How soon can I start notarizing after becoming commissioned?

Once you have received your official Notary Commission certificate from your state and obtained your required bond and seal, you may begin performing notarizations immediately.

Courses & training

Do all states require a Notary training course?

No. Some states mandate an education course, while others do not. To find out if your state requires training, check your state’s requirements.

How long does it take to complete the Notary Course?

Most state-approved Notary training courses take between 3 to 6 hours, depending on state requirements. Supplemental courses, like advanced training, can vary in length.

What happens after I complete the course?

Once you complete the course, you'll receive a Certificate of Completion. You'll then follow your state's next steps—such as submitting an application, completing a background check, or taking an exam.

How long is my course access valid?

When you purchase a course, you'll have 2 years of access. This allows you to revisit the training whenever you need a refresher on notary laws and practices.

Supplies, bonds & insurance

What materials will I need as a Notary?

Common materials include a notary stamp or seal, a notary journal, and sometimes acknowledgment or jurat forms. You can find all required and recommended materials in our Notary Supplies shop.

What is a Notary Bond, and do I need one?

A Notary Bond is a state-required protection (in most states) that ensures the public is reimbursed if a notary makes an error that causes financial harm. You can purchase your bond on our Insurance & Bonds page.

What is Errors & Omissions (E&O) Insurance, and why is it important?

E&O Insurance protects you personally as a Notary from financial losses, liability claims, or lawsuits if you make an unintentional mistake. Unlike a bond (which protects the public), E&O protects you. Learn more and purchase coverage on our Insurance & Bonds page.

Is E&O Insurance required by law?

No. Unlike a Notary Bond, E&O Insurance is not required but strongly recommended. It offers you peace of mind and financial protection.

Can I purchase my Notary course, bond, insurance, and supplies all in one place?

Yes. We make it simple for you to complete all steps—education, bonding, insurance, and materials—in one place. Browse your options here:

Notary practice & career

How much can I earn as a Notary?

Earnings vary widely by state and type of notary work. Some notaries earn a few hundred dollars a year, while others—especially those offering loan signing services—can earn thousands annually. Visit our Knowledge Base to get more detailed information.

What types of identification can be used for notarization?

Generally accepted IDs include a state-issued driver's license, U.S. passport, military ID, or other government-issued identification that is current (not expired) and includes a photo, description, and signature.

What if a signer doesn't have valid identification?

If a signer cannot provide valid identification, some states allow the use of credible witnesses who can vouch for the signer's identity. Rules vary by state, so be sure to check your state-specific guidelines. View your state’s requirements.

How do I protect myself from liability as a Notary?

To protect yourself:

  • Always keep a detailed notary journal.
  • Verify IDs carefully.
  • Never notarize blank or incomplete documents.
  • Maintain Errors & Omissions Insurance. Learn more about E&O Insurance.