Notaries looking to maximize their income often wonder whether remote online notarization (RON) or mobile notary services are the better options. Both services offer unique advantages, but profitability depends on factors like startup costs, income potential, and client demand.
This guide breaks down the differences between RON and mobile notarization, helping notaries determine which path (or combination of both) best suits their business goals.
RON and mobile notarization are two distinct ways to perform notarizations, each with different processes, legal requirements, and business models.
| Feature | Remote Online Notarization (RON) | Mobile Notary Services |
|---|---|---|
| Process | Performed via an online platform | Done in person at a physical location |
| Location | Notary and signer are in different places | Notary travels to the signer |
| Technology Needed | Computer, webcam, secure RON platform | Notary journal, stamp, travel supplies |
| Legal Restrictions | Only available in RON-approved states | Available in all states |
| Client Type | Businesses, real estate professionals, lenders | Individuals, attorneys, real estate transactions |
While RON offers digital convenience, mobile notary services provide in-person verification, which some clients still prefer.
Both RON and mobile notary services require an initial investment, but the costs differ significantly.
| Expense | RON Cost Estimate | Mobile Notary Cost Estimate |
|---|---|---|
| State application & certification | $50 – $200 | $50 – $200 |
| Notary stamp & journal | $50 – $100 | $50 – $100 |
| Technology (computer, webcam, internet) | $500 – $1,500 | Not required |
| RON platform subscription | $20 – $100/month | Not required |
| E&O Insurance | $25 – $100/year | $25 – $100/year |
| Mobile equipment (printer, scanner, GPS) | Not required | $200 – $1,000 |
| Travel expenses (gas, tolls, maintenance) | Not required | Variable, based on miles driven |
Earnings vary depending on location, work volume, and the clients you serve.
| Service Type | Average Fee Per Notarization | Potential Monthly Earnings |
|---|---|---|
| RON (per transaction) | $10 – $25 | $2,000 – $5,000 (high volume states) |
| Mobile Notary (per appointment) | $75 – $200 | $3,000 – $7,000 (based on 40+ signings/month) |
| Loan Signing (mobile notary) | $150 – $250 | $4,000 – $10,000+ (full-time) |
Which is more profitable?
For high-volume notarization, RON is ideal, but if you prefer fewer, higher-paying jobs, mobile notarization offers better earnings.
Certain clients prefer RON, while others require in-person notarization. Understanding where demand is highest helps notaries make informed decisions.
Since many legal and financial industries are shifting to digital platforms, RON demand is growing, but mobile notarization still dominates high-value transactions.
Both services have advantages and drawbacks, depending on a notary’s business model and personal preferences.
| Factor | Remote Online Notarization (RON) | Mobile Notary Services |
|---|---|---|
| Convenience | Work from home, no travel | Must drive to appointments |
| Flexibility | Can notarize anytime, anywhere | Set your schedule, but location-dependent |
| Earnings | Lower per-signing but high volume | Higher per-signing fees but travel costs |
| Legal Restrictions | Limited to RON-approved states | Available in all states |
| Technology Needed | Secure online platforms, webcam, and digital certificates | No technology is required, just basic supplies |
Yes! Many notaries offer both services to maximize income and adapt to client needs.
A hybrid approach lets notaries scale their business more effectively.
The answer depends on your business goals, location, and preferred work style.
Both Remote Online Notarization (RON) and Mobile Notary Services offer strong income potential, but each requires different investments and approaches.
Ultimately, the best choice depends on your preferences, business goals, and state regulations.
For more resources on building a profitable notary business, visit the Notary Public Association.
Disclaimer: All information provided by Notary Public Association is for educational purposes only and is not intended as legal advice. Notary Public Association makes no representations or warranties as to the accuracy, completeness, or applicability of the information provided and assumes no liability for any actions taken in reliance on it. Always consult a licensed attorney or your local commissioning authority for guidance specific to your notary responsibilities and jurisdiction.
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